To help enhance the life of the conservative investor by providing tailored, objective investment advice with regard to the accumulation, preservation, and transferring of financial wealth.
Our investment philosophy is simple. Invest in quality investments tailored to meet the needs and objectives of our clients. Our philosophy is built around the following core beliefs:
1. Goal Setting - We believe that clients should set their own goals. It is our responsibility to educate them in the process and to assist them in defining, quantifying and prioritizing these goals.
2. Expectations - We believe that one of our responsibilities as financial advisors is to manage the expectations of the client. Projections should always be based on realistic expectations and should always be attainable.
3. Risk Tolerance - We believe that a client's risk tolerance is an important consideration in the wealth management process. One measure of success is our clients' ability to be comfortable with the risk involved in their portfolios.
4. Asset Allocation - We believe that disciplined, tailored asset allocation strategies can help provide significant results when coordinated with consistent monitoring.
5. Time Diversification - We believe that the relative risk of increasing equity exposure decreases as the time horizon of the goal increases. We do not believe that any investment should be made without specific attention to the individual's investment time horizon.
6. On-Going Management - We believe there should be regular reviews of a client's situation to determine if they are continuing to move in the direction of achieving their goals. This includes revisions in strategic allocations as a result of revised assumptions or changing client circumstances.
There is no assurance that any investment strategy will be successful. Investing involves risk including the possible loss of capital. Asset allocation and diversification do not ensure a profit nor protect against loss. Past performance may not be indicative of future results.
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